Applying for Medicaid is never as easy a process as one would wish. Complicating the situation is that each individual state has its own application process, each with its own websites, and you may find that trying to apply for Medicaid online can be a confusing and frustrating experience.However, there is still quite a bit that you can do online to apply for Medicaid. If you are lucky enough to live in one of the states with a fully-integrated website, you may be able to complete your application right from your own home.
I would like to make an aside here regarding medicaid and applying for payday advance loans, since we are asked this question all the time. Medicaid provides free or low-cost health coverage to children, families, pregnant women, and people with disabilities. Even though you may qualify for medicaid, payday advance loans require a minimum net monthly income of $1000. You also need to have a bank account so that the monies you request for the short term loan can be electronically transferred in and when the payment to repay the loan is due, the monies can be electronically transferred out. If you qualify for medicaid it does not necessarily mean that you won’t qualify for an advance payday loan. Now let’s get back to that medicaid application.
Almost certainly, you will need to know your income (personal and total for the household) and proof of any accounts, assets, and/or expenses. Social Security cards (or just numbers) will be another commonly-requested detail. Proof of age and citizenship are required, and proof of residence is usually handy. In case you do have any other form of health insurance, you’ll want those documents as well.
- Medicaid eligibility and Supplemental Security Income eligibility is the same in thirty-two states and the District of Columbia. The SSI application is also the Medicaid application. You may need to submit the completed application in person, along with any requested documents, but at the very least you will know what will be asked of you.
Either head to your state’s Medicaid site (see our Medicaid by State page for links) or visit the Social Security website for their online application at SSI Online: www.ssa.gov/onlineservices/
- If you live in Alaska, Idaho, Kansas, Nebraska, Nevada, Oregon, Utah, or the Northern Mariana Islands, you’ll need to file a separate application for SSI and Medicaid — but the good news is that the same eligibility rules apply to both. The SSI link above may be helpful in determining eligibility, though you’ll still want to visit your state’s website to see if you can apply online.
- If you live in Connecticut, Hawaii, Illinois, Indiana, Minnesota, Missouri, New Hampshire, North Dakota, Ohio, Oklahoma, or Virginia, the same rules DO NOT apply, and you will need to file a separate application for Medicaid and for SSI. However, that does not mean that you cannot apply online! Please see our Links by State page for your location.
Additional options may be available for those who can afford to cover some costs. For example, there are new medical tourism options, where travel overseas gives you access to significantly lower medical treatment costs.